Fast, fair loans with clear terms upfront.
Personal and business loans in Singapore. Know every fee before you sign, and get a decision the same day.
Loans for real-life needs
Pick what fits. Not sure? Message us and we will suggest the right plan.
Three steps to your cash
Apply online
Fill in a short form or WhatsApp us. Takes about 5 minutes.
Visit our office
Bring your NRIC and income documents. We explain the contract in person.
Collect your loan
Sign once you are happy with the terms. Funds are released the same day.
See your repayment first
Slide to estimate your monthly instalment. The final rate depends on your profile and is confirmed before you sign.
- No hidden fees
- Interest capped 4% per month by law
- Same-day decision
Estimate only. Not a loan offer.
Common questions
Who can apply?
Singapore Citizens, PRs and foreigners with a valid work pass, aged 21 and above, with a regular income.
What documents do I need?
NRIC or work pass, latest payslips or CPF statement, and proof of address. We will tell you exactly what is needed for your case.
Are there any upfront fees?
No. A licensed moneylender cannot ask for payment before the loan is approved. If anyone asks you to pay first, it is a scam.
Can I apply over WhatsApp only?
You can start on WhatsApp, but by law the contract must be explained and signed in person at our office.